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Disability Tax Credit · Canada Disability Benefit · RDSP

Get every dollar you're entitled to. Understand every step.

The Disability Tax Credit can be worth thousands per year — and it unlocks the new $200/month Canada Disability Benefit. We help you claim it with published fees, plain language, and free tools you can use right now.

See what you could receive See our fees first

Our plain-language promise: no pressure, no hidden percentages, and free guides if you'd rather apply yourself. We only win when you do — and you'll always know exactly what we charge.

What could you receive?

A rough, honest estimate in 10 seconds. No email required.

Estimated retroactive range
$0 – $0

Estimate uses 2026 federal + typical provincial amounts. Your real amount depends on CRA approval, taxes paid, and your province. Approval may also unlock the Canada Disability Benefit (up to $2,400/yr, income-tested).

Get an exact figure — free assessment →
Published fees, alwaysOur full fee schedule is public. You'll never sign anything without knowing the exact cost.
Every figure sourced to the CRAOur guides, calculator, and AI navigator cite Canada Revenue Agency rules — not sales copy.
Built to be accessibleWCAG 2.2 accessibility, large-text and high-contrast modes, and phone-free service options.

One approval opens four doors

The Disability Tax Credit isn't just a tax refund. A valid DTC certificate is the required key to a chain of federal programs. Most people leave several of these unclaimed.

Tax credit

Disability Tax Credit

Up to ~$1,480/yr federal tax savings (2026), plus provincial amounts — and up to 10 years retroactively.

Monthly benefit

Canada Disability Benefit

Up to $200/month for eligible adults 18–64, income-tested. New since July 2025 — DTC required.

Savings plan

RDSP grants & bonds

Government matching up to $3,500/yr in grants and $1,000/yr in bonds for eligible savers.

For families

Child Disability Benefit

A tax-free monthly supplement for families caring for a child who qualifies for the DTC.

How it works

Three steps, in whatever channel works for you — online, phone, or a mix.

Free assessment, your way

Use our online screener, chat with our AI navigator, or book a call. We'll tell you honestly whether you have a case — including when you'd be better off self-filing for free.

We build your application

We prepare Form T2201, coordinate with your medical practitioner, and handle all CRA communication. You track everything in your secure portal.

You get approved and paid

Retroactive refunds arrive from the CRA. We then help you claim the follow-on benefits — CDB, RDSP, and more — most firms stop at step one.

Our fees, in plain sight

Most firms in this industry don't publish their fees. We think that's wrong. Here are ours.

Do it yourself

Free
  • Step-by-step T2201 guides
  • DTC & CDB calculators
  • AI benefits navigator
  • Condition-specific eligibility info
Use the free tools

Guided application

Flat fee
  • Software-guided application
  • Practitioner letter templates
  • Expert review before submission
  • One clear price, paid once
See flat-fee details

Full representation

No win, no fee
  • We handle everything, end to end
  • Denials and appeals included
  • A single published percentage — lower than the industry norm
  • Follow-on benefits included
Start a free assessment

Exact flat-fee and percentage figures are published on our fees page and in every engagement letter before you sign. If federal fee regulations change, our published fees change with them — automatically, for every client.

Honest answers to real questions

Written at a plain-language reading level, sourced to CRA guidance.

Do I really need a company to apply for the DTC?
No — and we'll tell you that to your face. The CRA's digital T2201 application is free, and our free guides walk you through it. People hire us when their case is complicated, was previously denied, involves many retroactive years, or they simply don't have the energy to fight it. That's a legitimate choice, and it should come with a transparent price.
My condition doesn't feel "severe enough." Can I still qualify?
Possibly. Eligibility is about how your impairment affects daily functioning — not the diagnosis itself. Conditions like ADHD, Type 1 diabetes (deemed eligible for life-sustaining therapy since 2021), chronic pain, and mental health conditions qualify regularly. As of the 2026 tax year, the government has also proposed a streamlined certification path for a list of long-lasting medical conditions.
What is the Canada Disability Benefit and do I qualify?
The CDB is a federal payment of up to $200/month for Canadians aged 18–64 who hold a valid DTC certificate, have filed taxes, and meet an income test. It launched in July 2025 and can be paid retroactively up to 24 months from your application (not earlier than June 2025). Getting the DTC is the required first step — which is why we include CDB applications in our full-service package.
I was denied before. Is it worth trying again?
Often, yes. Many denials come down to how the medical form described your limitations, not whether you actually qualify. A stronger application or a formal review can succeed where a first attempt failed. We assess denied cases for free and tell you honestly whether an appeal has merit.
How are you different from other disability credit companies?
Three ways: we publish our fees; we give away real self-serve tools instead of gating everything behind a phone call; and we handle the whole benefits chain (DTC, then CDB, RDSP, and child benefits) rather than stopping at the tax refund. We'd rather earn your trust than pressure you.

Find out what you're owed — for free

Ten minutes with our screener or our team. No obligation, no pressure, and honest advice even if that advice is "you can do this yourself."

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